The Challenges of Poverty and 
			Wealth – James 1:9–11
			
			Introduction
			James 1:9–11 
			teaches that both poverty and wealth test the soul. The humble 
			believer may rejoice in exaltation, and the wealthy believer must 
			rejoice in humiliation, remembering the frailty of riches and the 
			permanence of God’s kingdom. 
			
			Poverty’s Test and God’s 
			Exaltation
			James addresses 
			the “lowly brother” who lives in modest or meager circumstances. 
			Reduced means can press the heart toward fear and hasty choices. 
			Scripture affirms the dignity and promise extended to the humble. 
			“Let the lowly brother glory in his exaltation” (James 1:9). The 
			prophet Jeremiah directs the poor and the powerful toward the same 
			boast: “that he understands and knows Me” (Jeremiah 9:23–24). The 
			humble receive favor (Proverbs 3:34) and salvation (Psalm 18:27). In 
			Christ, the poorest saint is a living stone in a spiritual house and 
			a holy priesthood, offering sacrifices acceptable to God (1 Peter 
			2:4–5). The Spirit testifies that believers are children and 
			heirs—joint heirs with Christ—destined for glory (Romans 8:16–17). 
			These honors do not depend on accounts or assets; they flow from 
			union with the Lord. 
			
			Wealth’s Test and Godly 
			Humility
			James instructs 
			the rich to glory “in his humiliation” (James 1:10). Resources and 
			rank cannot purchase standing before God. Scripture warns against 
			leaning on abundance: “Here is the man who did not make God his 
			strength, but trusted in the abundance of his riches” (Psalm 
			52:6–7). Jesus declared the difficulty facing those who trust in 
			riches, illustrating the spiritual hazard with a camel and the eye 
			of a needle (Mark 10:23–25). The challenge for the prosperous 
			believer is steady reliance on God, grateful generosity, and a heart 
			guarded from pride. The wealthy Christian displays humility by 
			seeking first the kingdom, treating possessions as tools for 
			service, and remembering that every good gift is from above. 
			
			The Brevity of Life and 
			the Fragility of Riches
			James pictures a 
			desert wind that withers the flower. Wealth, fame, and worldly 
			beauty share this fate: “the rich man also will fade away in his 
			pursuits” (James 1:11). Proverbs observes that riches do not last 
			forever (Proverbs 27:24) and often sprout wings (Proverbs 23:4–5). 
			The psalmist reminds us that none can carry treasure beyond the 
			grave (Psalm 49:16–17). Paul directs the church to fix its gaze on 
			the unseen and eternal (2 Corinthians 4:18). Wise believers steward 
			possessions for kingdom ends and lay up treasure in heaven where 
			loss is impossible. 
			
			The Gospel’s Answer to 
			Both Conditions
			Poverty and 
			wealth present distinct temptations—despair on one side and 
			self-reliance on the other. The gospel forms a heart that rests in 
			Christ. The lowly rejoice as heirs; the prosperous rejoice as 
			stewards. The congregation honors each saint without distinction and 
			practices generous care for all. Trials—financial or 
			otherwise—produce endurance and maturity when met with faith (James 
			1:2–4). In every season, believers look to the Lord, listen to His 
			word, and measure life by eternal outcomes. 
			
			The 
			Challenges of Poverty and Wealth Sermon Outline:
			
				- 
				
				
				Introduction (James 1:9–11) 
				 
				- 
				
				I. 
				Poverty’s Test 
					- 
					
					Exultation for the humble (James 1:9).  
					- 
					
True 
					boasting: knowing the Lord (Jeremiah 9:23–24).  
					- 
					
Favor 
					and salvation for the humble (Proverbs 3:34; Psalm 18:27).  
					- 
					
Honor in 
					Christ: living stones and holy priesthood (1 Peter 2:4–5).  
					- 
					
Heirship 
					with Christ (Romans 8:16–17).  
				 
				 
				- 
				
				II. 
				Wealth’s Test 
					- 
					
					Humiliation that restores perspective (James 1:10).  
					- 
					
Warning 
					against trusting riches (Psalm 52:6–7).  
					- 
					
					Difficulty for those who rely on wealth (Mark 10:23–25).  
					- 
					
					Stewardship, generosity, and dependence on God.  
				 
				 
				- 
				
				III. 
				The Frailty of Riches and the Shortness of Life 
					- 
					
					Flower-of-the-field imagery (James 1:10–11).  
					- 
					
Riches 
					fade and fly (Proverbs 27:24; 23:4–5).  
					- 
					
Nothing 
					carried beyond the grave (Psalm 49:16–17).  
					- 
					
Fix eyes 
					on the eternal (2 Corinthians 4:18).  
				 
				 
				- 
				
				IV. 
				Walking Worthily in Every Financial Season 
					- 
					
Trials 
					refine character (James 1:2–4).  
					- 
					
The 
					lowly rejoice as heirs; the rich rejoice as stewards.  
					- 
					
The 
					church honors all without distinction; treasure laid up in 
					heaven.  
				 
				 
				- 
				
				
				Conclusion 
				 
			 
			Call to Action
			Examine your 
			heart before God. If resources are scarce, take courage in your 
			exaltation as a child and heir. If resources are abundant, embrace 
			the humility of a steward and invest in eternal purposes. Ask the 
			Lord today for a contented spirit, generous hands, and a gaze fixed 
			on the life to come. 
			Key Takeaways
			
				- 
				
Poverty and 
				wealth both test discipleship; God provides grace for each 
				(James 1:9–11).  
				- 
				
The humble 
				receive favor, salvation, and priestly honor in Christ (Proverbs 
				3:34; Psalm 18:27; 1 Peter 2:4–5).  
				- 
				
The 
				prosperous guard the heart from trust in riches and practice 
				stewardship (Psalm 52:6–7; Mark 10:23–25).  
				- 
				
Riches are 
				temporary; the unseen inheritance endures (Proverbs 27:24; 
				23:4–5; Psalm 49:16–17; 2 Corinthians 4:18).  
				- 
				
Trials 
				cultivate maturity when met with faith (James 1:2–4).  
			 
			Scripture Reference List
			
				- 
				
				James 
				1:9–11 – Exaltation of the lowly; 
				humiliation of the rich; the withering flower.  
				- 
				
				James 
				1:2–4 – Trials produce patience 
				and maturity.  
				- 
				
				
				Jeremiah 9:23–24 – True boasting 
				is knowing the Lord.  
				- 
				
				
				Proverbs 3:34 – Grace to the 
				humble.  
				- 
				
				Psalm 
				18:27 – Salvation for the humble 
				people.  
				- 
				
				1 Peter 
				2:4–5 – Living stones; holy 
				priesthood.  
				- 
				
				Romans 
				8:16–17 – Children and heirs with 
				Christ.  
				- 
				
				Psalm 
				52:6–7 – Warning against trusting 
				in riches.  
				- 
				
				Mark 
				10:23–25 – The spiritual 
				difficulty of wealth when trusted.  
				- 
				
				
				Proverbs 27:24 – Riches do not 
				last forever.  
				- 
				
				Psalm 
				49:16–17 – Wealth cannot be 
				carried beyond death.  
				- 
				
				
				Proverbs 23:4–5 – Riches take 
				wing.  
				- 
				
				2 
				Corinthians 4:18 – Set eyes on 
				the eternal.  
			 
			
			Prepared by Bobby Stafford of the church of Christ at 
			Granby, MO 
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